How it works

As An Investor

How it works

As A Borrower

Register Your Interest

Join our investor network and get access to exclusive private credit opportunities.

Choose Your Investment

Select from a range of asset-backed, fixed-term investments with clear returns and risk profiles.

Complete Onboarding

Verify your identity and complete required documentation securely and efficiently.

Invest & Track

Deploy capital and monitor performance with regular reporting and full transparency.

Receive Income

Earn predictable returns via monthly or quarterly distributions—your capital working hard, without the volatility.

Submit Your Application

Provide your funding requirements through our online form or speak directly with a lending expert.

Get a Tailored Offer

We assess your scenario and structure a loan solution that suits your cash flow, timeline, and asset position.

Fast Approval

Our streamlined credit process delivers approvals quickly—often within 48 hours for qualified applicants.

Funds Disbursed

Once documentation is signed, funds are transferred promptly so you can move forward with confidence.

Manage Flexible Repayments

Manage repayments on terms aligned with your business needs, with support from our team throughout the loan term.

Get Started Today

Register now to explore exclusive investment opportunities and receive your personalised investor brief.
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Insights & Updates

Latest Articles From Our Team

Strategies, trends, and expert insights to help investors and businesses grow smarter and make confident financial decisions.
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Why Private Credit Is Outperforming Traditional Fixed Income in 2025

As volatility continues across equity markets and interest rates remain uncertain, private credit is emerging as a go-to asset class for investors seeking stability and yield. In this article, we explore why more Australians are turning to asset-backed lending—and how it’s delivering consistent returns, even in shifting economic conditions.
Drew Cano
1 Jul 2025
5 min read
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How to Build a High-Yield Portfolio Without Taking on Excessive Risk

Chasing high returns doesn’t have to mean higher risk. We break down the principles behind constructing a resilient, income-focused portfolio using fixed-term investments, asset-backed notes, and short-duration credit strategies—all without compromising capital preservation.
Phoenix Baker
1 Jun 2025
5 min read
Man pinning images on wall

5 Signs Your Business is Ready for Private Funding—and How to Access It

Traditional banks often fall short when speed, flexibility, or custom structuring is needed. This article outlines the key indicators your business may benefit from private funding and how New Money Capital structures fast, strategic loans to help businesses grow without the red tape.
Olivia Rhye
1 May 2025
5 min read
~ Total investors is calculated by adding all individual & joint investors (which includes some investors with a current zero balance in their account) to reasonable estimates of investors investing via platform, trusts or SMSFs.

^Past performance is not a reliable indicator of future performance.

**We provide this risk classification as a guide and it describes the risk based on the investment strategy of the investment account and underlying asset base. In assessing the risks of each investment account, we have had reference to the categories of risk described in the Standard Risk Measure Guidance Paper for Trustees issued jointly by the Financial Services Council (of which we are a member) and the Association of Superannuation Funds of Australia dated July 2011.

#We will make every endeavour to release your funds after receiving your withdrawal request: within 2 business days for the Classic Notice Account, 90 days for the 90 Day Notice Account, and 180 days for the 6 Month Notice Account. However, we have 12-months under the Fund’s Constitution to fulfill the request. When determining whether to honour your withdrawal request within the specified timeframes we have to have regard to the Fund’s ability to realise for value the relevant assets and the best interests of investors. While there is a risk of not honouring your withdrawal request within 2 business days, 90 days or 180 days, it’s important to note that there has never been a case in the history of the Fund when we have not honoured a withdrawal request on time due to a lack of liquidity.

Any advice on our website is general and has been prepared without considering your objectives, financial situation, or needs. When making your investment decision, note that (1) an investment in our products is not the same as a term deposit, lacking coverage under the Australian Government’s deposit guarantee scheme and posing a higher risk than a bank-issued term deposit; and (2) additional risks are associated with an investment in our products which are detailed in section 9 of the La Trobe Australian Credit Fund PDS, and section 6 of the La Trobe US Private Credit Fund PDS respectively. Full disclaimers are available here.